Greetings! 💙

Exun 2024 is Here!

With 24 events, ranging from Hackathon to Sudocrypt to Girls in Tech and more, we are here to push the limits. The 29th edition of Exun starts with the online prelims on the 27th of October 2024 and concludes with offline finals on the 9th and 10th of November 2024.

Are you ready to rise for the challenge?

For further details and registration visit this link. For any queries, please don’t hesitate to mail us at exun@dpsrkp.net.

Exun is back!

Exun Clan, the technology club of DPS R.K. Puram, presents to you the 29th edition of its annual international tech symposium, Exun 2024.

The event will be held in a hybrid mode, with online prelims starting on the 27th of October 2024 and concluding with offline finals on the 9th and 10th of November 2024.

But that’s not all. This year, Exun 2024 has made five of its most popular events—Build: Unreality, ExML, Turing Test, Competitive Programming, and its flagship event, Sudocrypt v14.0—open to all, regardless of nationality and age.

With 24 events ranging from Hackathon to Designathon, Quizzing to Hardware, and Cubing to Robotics, there’s definitely an event for everyone.

Visit https://reg.exunclan.com/ for the Exun 2024 invite, schedule, and all other details.

For further details and registration, visit https://reg.exunclan.com/. For any queries, please don’t hesitate to mail us at exun@dpsrkp.net.

Hoping to see you at Exun 2024!

As investments fluctuate in value, they can deviate from the original asset allocation and become overly concentrated in one or more investments. Once the asset allocation percentages are set for a portfolio, this model allows the portfolio to fluctuate until the percentages deviate by a specified amount. For example, let’s say an investor auto rebalancing portfolio chooses to put 30% into stock, 30% into bonds, 30% into commodities, and 10% into money market funds, with a +/-5% deviation tolerance. And it is usually pretty simple to set up automatic rebalancing up. In most cases, you would enter your desired percentages for each holding and the frequency with which you want to auto rebalance.

SmartAsset’s free tool matches you with up to three financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now. Portfolio rebalancing is the process of keeping the original asset mix or proportions within a portfolio the same over time.

Bond

Rebalancing your portfolio is an important step towards reaching your financial goals. It reduces risk and ensures that your portfolio mix isn’t out of balance. While some investors choose to rebalance manually, most choose automatic rebalancing for its simplicity and time-savings. Others choose this approach because it ensures the task won’t be overlooked because of a memory lapse.

Come up with a plan for how capital will be allocated within your portfolio. For example, assume a low-risk investor wants to keep £50,000 of their £100,000 protected. A loan made to a corporation or government in exchange for regular interest payments. To use a simple example, let’s say you own two index funds, both with balances of $5,000.

Switching online brokers: Here’s how to move your investments to a new account

By looking at how assets within the portfolio have performed in the past, projections can be inferred about how the portfolio may perform in the future (past performance doesn’t guarantee future results). This can be used for goal setting and long-term financial planning. If you’re already invested in mutual funds or ETFs, you already benefit from some diversification.

Kubera is personal balance sheet software with best-in-class connectivity that means you, the DIY investor, can see and manage all the assets that make up your portfolio. When drift occurs, it can throw off your diversification efforts and increase your exposure to specific asset classes — therefore increasing the risk of loss if that asset class plummets in value. In this day and age when portfolio diversification is an invaluable investment strategy, portfolio rebalancing has become a complicated procedure.

Calculating asset allocation risk

Risk capital is money that can be lost without jeopardizing ones’ financial security or life style. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results. Going further, it’s also beneficial to diversify within each asset class.

To rebalance a portfolio, an individual buys or sells assets to reach their desired portfolio composition. Commission-free trading of stocks and ETFs refers to $0 commissions auto rebalancing portfolio charged by M1 Finance LLC for self-directed brokerage accounts. Other fees may apply such as regulatory, M1 Plus membership, account closures and ADR fees.

Brokerage services are provided to Titan Clients by Titan Global Technologies LLC and Apex Clearing Corporation, both registered broker-dealers and members of FINRA/SIPC. You may check the background of these firms by visiting FINRA’s BrokerCheck. Such as a 401 plan or https://www.beaxy.com/ individual retirement account are well-suited to an automated approach because investors pay no tax on capital gains in such accounts, until the money is withdrawn. Note that investors can’t count losses against their future taxes on withdrawals from 401ks and IRAs.

Seeing your balance drop significantly might not be too scary in theory—but the reality often is harder to take. If you find that you can’t stomach the ups and downs, it’s time to change your plan. Usually refers to common stock, which is an investment that represents part ownership in a corporation. Each share of stock is a proportional stake in the corporation’s assets and profits. M1 Finance gives you the benefits of a robo-advisor with the control of a traditional brokerage. M1 charges no commissions or management fees, and their minimum starting balance is just $100.

If you never rebalance your portfolio, you’re letting the market dictate its level of risk rather than being intentional about it. Then, there’s automatic rebalancing that does the same thing with software. Automated rebalancing by a robo-advisor alone, is often the least costly, most efficient approach because it’s driven entirely by a computer algorithm. Using software, an investor enters percentages for each holding and the frequency with which they want to auto-rebalance according to their investing schedule. Unlike target-date mutual funds, the targets can be set quarterly, semi-annually, annually, or simply whenever the asset mix drifts outside a specified metric, normally about 3%. A fund for investors with a target retirement date of 2040, for example, might have a starting target asset allocation of 90% stocks and 10% bonds.

Rebalancing a portfolio without the help of an advisor or robo-advisor can be done without spending money upfront, but there are risks. This type of professional has no conflicts of interest that prevent them from acting outside your best interests. They are paid for the time they spend helping you, not for the specific investments they sell you or the number GMT of trades they make on your behalf.

Another possibility is to move your assets to a robo-advisor, which can help lower your fees and eliminate the task of managing your own investments. While it’s technically a stock, it has large cash and bond holdings. You might have to do some manual asset allocation calculations if the software you’re using isn’t smart enough to recognize this.

• Bancorp Investments must provide clients with certain financial information.
• Target-date funds could also be advantageous for those investors who prefer a more hands-off approach.
• Portfolio rebalancing will require a different approach because you’re now accounting for regular withdrawals, whereas before retirement you were accounting only for contributions.
• If none of these traits apply to your holdings, sell the investment with the lowest trading fee, such as shares of a no-transaction-fee mutual fund or ETF.
• You could avoid a situation where you buy £100 worth of stock and pay a £10 commission, for example, and instead, save up until the commission is small compared to the amount of asset purchased.

Build: Hackathon
Winners – The Shri Ram School, Moulsari
First Runners Up – Montfort School, Ashok Vihar
Second Runners Up – Amity International School, Sector 46, Gurgaon
Special Mention – Delhi Public School, Noida

Build: Unreality
Winners – Delhi Public School Vasant Kunj
First Runners Up – Delhi Public School Dwarka
Second Runners Up – GameDevBois [Independent]

Build: Designathon
Winners – Amity International School, Sector 46, Gurgaon
First Runners Up – Delhi Public School Rohini

Competitive Programming
Winners – Disha Delphi Public School
First Runners Up – Venkateshwar International School
Second Runners Up – Bal Bharti School Pitampura

SpaceTech
Winners – Amity International School, Sector-46, Gurgaon
First Runners Up – Delhi Public School, Dwarka (Team 2)
Second Runners Up – Delhi Public School, Vasant Kunj

Turing Test
Winners – Faraz Ahmed Siddiqui (Independent)
First Runners Up – Emmy Bonser (Independent)
Second Runners Up – Scottish High International School

ExML
Winners – Delhi Public School Neelbad [Independent]
First Runners Up – Sanskriti School
Second Runners Up – Delhi Public School Noida

Group Discussion
Winners – Manav Rachna International School Charmwood
First Runners Up – Delhi Public School Noida
Second Runners Up – Delhi Public School International

Hardware
Winners – Delhi Public School Vasant Kunj
First Runners Up – Delhi Public School Hapur
Second Runners Up – Delhi Public School Dwarka

Surprise X Locus
Winners – K.R. Mangalam World School, Vikaspuri
First Runners Up – The Mother’s International School
Second Runners Up – Amity International School, Sector-46, Gurgaon

Quiz
Winners – Delhi Public School Vasant Kunj
First Runners Up – Delhi Public School Noida
Second Runners Up – Delhi Public School Vasant Kunj (NC)

Crossword
Winners – Delhi Public School Mathura Road
First Runners Up – Delhi Public School Noida
Second Runners Up – Delhi Public School Vasant Kunj

DomainSquare+ Surprise Gaming
Winners – Scottish High International School
First Runners Up – K.R. Mangalam World School, Vikaspuri
Second Runners Up – The Mother’s International School

DomainSquare+ PC Gaming
Winners – K.R. Mangalam World School, Vikaspuri
First Runners Up – Amity International School, Sector-46, Gurgaon
Second Runners Up – Modern School Barakhamba Road

BISCUITS
Winners – Delhi Public School Vasant Kunj
First Runners Up – Delhi Public School Noida
Second Runners Up – Delhi Public School Dwarka

RoboKnights EmBot
Winners – Delhi Public School Ruby Park
First Runners Up – Apeejay School Noida
Second Runners Up – Delhi Public School Vasant Kunj

RoboKnights Robosoccer
Winners – Mount Carmel School
First Runners Up – Bal Bharti School, Pitampura
Second Runners Up – Modern School Barakhamba Road

RoboKnights MX+C
Winners – The Mother’s International School
First Runners Up – Tagore International School, East of Kailash

Cubing 2×2
Winners – Delhi Public School Vasant Kunj
First Runners Up – Delhi Public School Noida
Second Runners Up – Air Force Bal Bharati School

Cubing 3×3
Winners – Delhi Public School Vasant Kunj
First Runners Up – Air Force Bal Bharati School
Second Runners Up – Rukmini Devi Public School

Cubing Pyraminx
Winners – Delhi Public School Vasant Kunj
First Runners Up – Delhi Public School Dwarka
Second Runners Up – Delhi Public School Rohini

Girls in Tech
Winners – Amity International School, Sector-46, Gurgaon
First Runners Up – Delhi Public School, Vasant Kunj
Second Runners Up – Delhi Public School, Indirapuram

Sudocrypt v12.0
Winners – Ujjwal Dimri (Independent)
First Runners Up – Delhi Public School Dwarka
Second Runners Up – Air Force Bal Bharati School

Congratulations to all the winners!

Do you think that decentralization and blockchain is the future of the world of technology and if yes, how so?

Yes definitely, decentralisation and blockchain have great potential to transfigure the interaction between humans and the digital world creating new opportunities in every sector. Blockchain is the future of the next level of internet and is gaining more popularity day by day due to its transparency and high security substantially decreasing cyber crime. It can create a more efficient and prosperous world where people can connect with each other without the need for intermediaries. I believe that blockchain will revolutionise the future of the world